Turn your next flip into instant profit

Get fast, reliable fix-and-flip financing with closings
in as few as 10 days. Up to 95% loan-to-cost and
100% rehab funding for property investors ready to
move quickly.

What is a Fix and Flip Loan?

Fix and flip loans provide short-term financing for purchasing and renovating investment properties. Instead of waiting weeks for traditional bank approvals, we focus on what actually matters: the property's potential value and your renovation plan.

We Make It Easy to Finance Your Next Flip

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Submit Your Property Details

Share basic information about your target property and renovation scope.

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Get Your Approval and Pricing

Qualification is based
on the property's potential
value after repairs.

Close Fast and Start Building

Get funded in as few as 10 days for straightforward deals.

Why New Homeowners
Choose Fix and Flip Financing 

Lightning-Fast Closings

Compete with cash buyers and secure properties in as few as 10 days. While traditional lenders take weeks or months, we move at the speed of opportunity.

High Leverage Financing

Access up to 95% loan-to-cost and 80% after-repair value. Plus, we cover 100% of rehab costs so you can execute your vision without tying up all your capital.

No Traditional Hassles

No third-party appraisals and no personal income verification. Our streamlined process eliminates the bureaucracy that may slow down other lenders.
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The Simplicity of One Loan

Unlike traditional mortgage providers, you can cover purchase and renovation costs with one loan. No application fees or third-party appraisals.

Fix and Flip Loans vs. Traditional Investment Mortgages

Fix and Flip Loan
Traditional Investment 
Mortgage
Approval Process
Property-based
(no income verification)
Personal income
and DTI based
Speed
10 days funding minimum
30-60+ days typical
Loan-to-Cost
Up to 95% LTC
Typically 70-80% LTV
Rehab Funding
100% of renovation costs
Often requires
separate financing

Frequently asked questions

See all FAQs
What makes fix-and-flip loans different from traditional mortgages?
Fix-and-flip loans are short-term, property-based financing designed for renovation projects. Unlike traditional mortgages, qualification is based on the property's potential value after repairs (ARV) rather than personal income verification.
How fast can I close on a fix-and-flip loan?
We can close in as few as 10 days for straightforward transactions. Our streamlined process eliminates typical delays like third-party appraisals, helping you compete with cash buyers.
Do fix-and-flip loans cover both purchase and renovation costs?
Yes. Our fix-and-flip loans can finance up to 95% of the purchase price and 100% of rehabilitation costs, allowing you to maximize leverage while preserving personal capital for future deals.
What types of properties qualify for fix-and-flip financing?
We finance single-family homes, 2-4 unit properties, condos, manufactured homes, and PUDs. Properties must be non-owner occupied investment properties with clear renovation potential.

Ready to fund your next flip?

Get financing designed specifically for house flippers, based on what actually matters: your property's profit potential and renovation plan.

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